FinanceRateCalc (frc-mcp)
Description
Lender-level FHA mortgage denial statistics from the complete 2025 federal HMDA record (1.2M credit decisions). 5 tools: national stats, lender lookup, rankings, state stats, Door Effect analysis. Open data (CC BY 4.0), methodology on SSRN. Historical aggregates only — never…
About
Lender-level FHA mortgage denial statistics from the complete 2025 federal HMDA record (1.2M credit decisions). 5 tools: national stats, lender lookup, rankings, state stats, Door Effect analysis. Open data (CC BY 4.0), methodology on SSRN. Historical aggregates only — never individual approval predictions.
Details
- Author
- financeratecalc
- Categories
- Finance
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Setup
Install FinanceRateCalc (frc-mcp) in your MCP client (Claude Desktop, Cursor, Windsurf, and others).
Repository: https://github.com/financeratecalc/frc-mcp
Follow the installation instructions in the repository README, then restart your MCP client.
Query lender-level FHA denial statistics from the complete 2025 federal HMDA record (1,217,297 credit decisions) directly from an AI agent.
Tools:get_national_fha_stats·get_lender_denial_stats·list_lenders·get_state_denial_stats·get_door_effect_summary
The red line:every figure is a historical aggregate. This server will never accept borrower details or return individual approval predictions.
Streamable HTTP endpoint — connect any MCP client directly:
{ "mcpServers": { "financeratecalc": { "command": "npx", "args": ["-y", "frc-mcp"] } } }
Data: CC BY 4.0, attribution to financeratecalc.com. Source of truth: public CFPB HMDA 2025 (loan_type 2; actions 1,2,3). Methodology:https://financeratecalc.com/about.htmland SSRN 7156938.
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