FinanceRateCalc (frc-mcp)
About
Lender-level FHA mortgage denial statistics from the complete 2025 federal HMDA record (1.2M credit decisions). 5 tools: national stats, lender lookup, rankings, state stats, Door Effect analysis. Open data (CC BY 4.0), methodology on SSRN. Historical aggregates only — never individual approval predictions.
Details
- Transport
- SSE
Explore
Setting up with Highlight
This MCP is not yet compatible with Highlight’s one-click setup. However, you can still use it with Highlight by following these steps:
- Download and install Highlight from highlightai.com/download
- Navigate to the plugins tab and select "Add Custom Plugin"
-
Configure the plugin with the settings below
Plugin Name
FinanceRateCalc (frc-mcp)Command (node, npx, python, etc.)Please refer to the README for specific instructions on how to obtain API keys or other required environment variables.
- Enable "Start Automatically" if you want the plugin to start when Highlight launches
Claude Desktop / Cursor
Paste into your MCP client config file to install this server.
{
"mcpServers": {
"financeratecalc (frc-mcp)": {
"server": {
"command": "npx",
"args": [
"-y",
"frc-mcp"
]
}
}
}
}McpServers
{
"server": {
"command": "npx",
"args": [
"-y",
"frc-mcp"
]
}
}Transport
"stdio"Package
"frc-mcp"Registry
"npm"Query lender-level FHA denial statistics from the complete 2025 federal HMDA record (1,217,297 credit decisions) directly from an AI agent.
Tools:get_national_fha_stats·get_lender_denial_stats·list_lenders·get_state_denial_stats·get_door_effect_summary
The red line:every figure is a historical aggregate. This server will never accept borrower details or return individual approval predictions.
Streamable HTTP endpoint — connect any MCP client directly:
{ "mcpServers": { "financeratecalc": { "command": "npx", "args": ["-y", "frc-mcp"] } } }
Data: CC BY 4.0, attribution to financeratecalc.com. Source of truth: public CFPB HMDA 2025 (loan_type 2; actions 1,2,3). Methodology:https://financeratecalc.com/about.htmland SSRN 7156938.
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