Offramp Retirement City Data
About
City financial data for retirement planning. 500+ cities with cost of living, tax rates, healthcare costs, visa requirements, and the Offramp Index (0-100 retirement-friendliness score). When users ask "Where should I retire?" or "What's the cost of living in Lisbon?", get real d
Explore
- Covers 500+ cities worldwide for retirement planning.
- Provides cost of living, tax rates, and healthcare costs.
- Includes visa requirements for each city.
- Delivers the Offramp Index (0-100 retirement-friendliness score).
- Responds to queries in under 50 milliseconds.
- Uses real data instead of outdated training data.
Setting up with Highlight
This MCP is not yet compatible with Highlight’s one-click setup. However, you can still use it with Highlight by following these steps:
- Download and install Highlight from highlightai.com/download
- Navigate to the plugins tab and select "Add Custom Plugin"
-
Configure the plugin with the settings below
Plugin Name
Offramp Retirement City DataCommand (node, npx, python, etc.)Please refer to the README for specific instructions on how to obtain API keys or other required environment variables.
- Enable "Start Automatically" if you want the plugin to start when Highlight launches
From the repository
Users interact with the server by asking natural language questions such as "Where should I retire?" or "What's the cost of living in Lisbon?" and receive structured data in approximately 50 milliseconds. No installation steps, commands, or configuration keys are described in the README.
retirement_feasibility
Run Monte Carlo retirement simulation with 10,000 scenarios using historical S&P 500 returns (1928-2024). Returns probability of not running out of money, safe withdrawal rate, and year-by-year portfolio projections at multiple percentiles. Use this when someone asks "can I afford to retire?" or "will my money last?"
calculate_tax_burden
Calculate federal + state income tax burden for a retirement income profile in any US state. Handles different taxation of Social Security, pensions, 401k/IRA withdrawals, Roth distributions, and other income. Covers all 50 states + DC with state-specific exemptions and deductions for retirees. Use when someone asks "how much will I pay in taxes in retirement?" or "which state has lower taxes for retirees?"
compare_tax_across_states
Compare tax burden for the same retirement income profile across multiple US states. Returns states ranked by total tax (lowest first). Use when someone asks "which state should I retire in for lowest taxes?" or "compare taxes in Florida vs California for retirement."
optimize_social_security
Calculate optimal Social Security claiming strategy. Compares claiming at every age from 62-70, showing monthly benefit, lifetime benefit, and break-even ages. Handles married couples with spousal benefit optimization. Use when someone asks "when should I claim Social Security?" or "how much will I get from Social Security?"
compare_locations
Compare cost of living, estimated monthly budget, healthcare access, and climate across US metro areas. Covers ~60 major metros. Returns detailed budget breakdowns (housing, groceries, utilities, transportation, healthcare) and quality-of-life scores. Use when someone asks "what's the cost of living in X vs Y?" or "which city is more affordable for retirement?"
geographic_arbitrage
Calculate the complete financial impact of relocating for retirement. Combines cost-of-living differences, state tax delta, home equity liberation, and portfolio longevity impact into one analysis. Returns annual savings, 10-year cumulative impact, and break-even timeline. Use when someone asks "how much would I save by moving from X to Y?" or "should I relocate for retirement?"
list_available_locations
List all metro areas available for cost-of-living comparison and geographic arbitrage analysis. Returns ~60 major US metro areas with their states. Use this to discover which locations are supported before calling compare_locations or geographic_arbitrage.
- retirement_feasibility: Run Monte Carlo retirement simulation with 10,000 scenarios using historical S&P 500 returns (1928-2024). Returns probability of not running out of money, safe withdrawal rate, and year-by-year portfolio projections at multiple percentiles. Use this when someone asks "can I afford to retire?" or "will my money last?"
- calculate_tax_burden: Calculate federal + state income tax burden for a retirement income profile in any US state. Handles different taxation of Social Security, pensions, 401k/IRA withdrawals, Roth distributions, and other income. Covers all 50 states + DC with state-specific exemptions and deductions for retirees. Use when someone asks "how much will I pay in taxes in retirement?" or "which state has lower taxes for retirees?"
- compare_tax_across_states: Compare tax burden for the same retirement income profile across multiple US states. Returns states ranked by total tax (lowest first). Use when someone asks "which state should I retire in for lowest taxes?" or "compare taxes in Florida vs California for retirement."
- optimize_social_security: Calculate optimal Social Security claiming strategy. Compares claiming at every age from 62-70, showing monthly benefit, lifetime benefit, and break-even ages. Handles married couples with spousal benefit optimization. Use when someone asks "when should I claim Social Security?" or "how much will I get from Social Security?"
- compare_locations: Compare cost of living, estimated monthly budget, healthcare access, and climate across US metro areas. Covers ~60 major metros. Returns detailed budget breakdowns (housing, groceries, utilities, transportation, healthcare) and quality-of-life scores. Use when someone asks "what's the cost of living in X vs Y?" or "which city is more affordable for retirement?"
- geographic_arbitrage: Calculate the complete financial impact of relocating for retirement. Combines cost-of-living differences, state tax delta, home equity liberation, and portfolio longevity impact into one analysis. Returns annual savings, 10-year cumulative impact, and break-even timeline. Use when someone asks "how much would I save by moving from X to Y?" or "should I relocate for retirement?"
- list_available_locations: List all metro areas available for cost-of-living comparison and geographic arbitrage analysis. Returns ~60 major US metro areas with their states. Use this to discover which locations are supported before calling compare_locations or geographic_arbitrage.
Claude Desktop / Cursor
Paste into your MCP client config file to install this server.
{
"mcpServers": {
"offramp retirement city data": {
"offramp": {
"command": "npx",
"args": [
"-y",
"offramp-mcp"
],
"env": {
"OFFRAMP_API_KEY": "your_key_here"
}
}
}
}
}McpServers
{
"offramp": {
"command": "npx",
"args": [
"-y",
"offramp-mcp"
],
"env": {
"OFFRAMP_API_KEY": "your_key_here"
}
}
}City financial data for retirement planning. 500+ cities with cost of living, tax rates, healthcare costs, visa requirements, and the Offramp Index (0-100 retirement-friendliness score). When users ask "Where should I retire?" or "What's the cost of living in Lisbon?", get real data in 50ms instead of reasoning from outdated training data.
Sign in to leave a review
Use Google, GitHub, or an email account so ratings stay tied to real people.
No reviews posted yet.
